Personal finances
Track spending, lending, budgets and goals
Getting started
KhataIN keeps track of your money: what comes in, what goes out, what you've lent and borrowed, and what you're saving for. Four steps get you going.
- Add your accounts
- Your bank, eSewa, Khalti and cash. Enter each one's balance today as its starting balance. Open ↗
Transactions
Every rupee in or out is a transaction: money spent, money received, or money moved between two of your accounts. Moving money between your own accounts is not spending, so it never counts as an expense.
Quick add understands short lines like “lunch 450 esewa” or “salary 50000 nabil”, in English, Nepali or romanized Nepali. It shows what it understood before anything is saved.
Made a mistake? Open the transaction and revoke it. It stays in your history, marked revoked, and stops counting.
- Ledger activity
- How each entry was recorded, for when you want the detail. Transactions → View. Open ↗
Accounts
An account is anywhere you keep money: a bank account, a wallet like eSewa or Khalti, or cash. Each has its own balance, history and statements.
- Account reconciliation Personal Pro
- Compare your KhataIN balance with your bank statement and find missing or duplicate entries. Open an account → Reconciliation.
Lent & Borrowed
Lent a friend Rs 5,000? Borrowed from family? Record it once, then record each repayment as it happens. KhataIN keeps the remaining amount and moves the money in and out of the right account.
Recurring
Rent, subscriptions, salary: anything that repeats. KhataIN reminds you when each one is due, or records it for you if you switch that on.
Budgets
A budget is a spending limit for a category over a month (or a week, or a year). As you spend, KhataIN shows what's left and warns you before you go over.
Goals
Saving for a bike, a trip or an emergency fund? A goal tracks how close you are, either from an account's balance or from amounts you add yourself.
Calendar & reminders
The calendar shows Nepali and English dates, holidays, and when things are due. Reminders collect what needs your attention: a bill coming up, a repayment that's late.
Reports
See where your money went: spending by category, income against expenses, and each account's activity. Reports your plan doesn't include are shown with a lock, so you can see what upgrading adds.
Import
Bring in a bank statement or a spreadsheet instead of typing every line. You review the rows before anything is recorded.
Privacy & activity
Your records are yours. Activity lists everything recorded in your account and can't be edited. Under Privacy you choose whether anonymous Quick add examples help improve KhataIN, and you can export your data at any time.
