To write an amount in words, split the figure into Nepali groups — crore, lakh, thousand, hundred — then write the rupees, the paisa and finally "Only" (मात्र). Rs 1,25,000.50 is "One Lakh Twenty-Five Thousand Rupees and Fifty Paisa Only", or "एक लाख पच्चीस हजार रुपैयाँ पचास पैसा मात्र".
Type any amount in the free amount in words tool to get it in Nepali and English, ready to copy onto a cheque or bill.
How are big numbers grouped in Nepal?
Nepal counts in the same groups as India, not in millions. After the first thousand, commas fall every two digits:
| Word | Nepali | Figure | Zeros |
|---|---|---|---|
| Thousand | हजार | 1,000 | 3 |
| Lakh | लाख | 1,00,000 | 5 |
| Crore | करोड | 1,00,00,000 | 7 |
| Arab | अर्ब | 1,00,00,00,000 | 9 |
| Kharab | खर्ब | 1,00,00,00,00,000 | 11 |
So 10 lakh is one million, 1 crore is ten million and 1 arab is one billion. A hundred is सय (saya).
How do I write an amount in words, step by step?
- Write the figure with Nepali commas, for example 2,35,48,099.
- Read each group from the left: 2 crore, 35 lakh, 48 thousand, 0 hundred, 99.
- Write each group in words and add its name: Two Crore Thirty-Five Lakh Forty-Eight Thousand Ninety-Nine.
- Add the currency: Rupees, then the paisa if there are any (Rs 10.50 → "Ten Rupees and Fifty Paisa").
- Finish with "Only" (मात्र) so nobody can add words after it.
Worked examples
| Figure | English | Nepali |
|---|---|---|
| Rs 4,575 | Four Thousand Five Hundred Seventy-Five Rupees Only | चार हजार पाँच सय पचहत्तर रुपैयाँ मात्र |
| Rs 45,750 | Forty-Five Thousand Seven Hundred Fifty Rupees Only | पैँतालीस हजार सात सय पचास रुपैयाँ मात्र |
| Rs 1,25,000.50 | One Lakh Twenty-Five Thousand Rupees and Fifty Paisa Only | एक लाख पच्चीस हजार रुपैयाँ पचास पैसा मात्र |
| Rs 10,00,000 | Ten Lakh Rupees Only | दश लाख रुपैयाँ मात्र |
| Rs 2,35,48,099 | Two Crore Thirty-Five Lakh Forty-Eight Thousand Ninety-Nine Rupees Only | दुई करोड पैँतीस लाख अठचालीस हजार उनान्सय रुपैयाँ मात्र |
| Rs 1,50,00,00,000 | One Arab Fifty Crore Rupees Only | एक अर्ब पचास करोड रुपैयाँ मात्र |
| Rs 0.75 | Seventy-Five Paisa Only | पचहत्तर पैसा मात्र |
Why is Nepali harder than English?
In English, 99 is built from "ninety" and "nine". In Nepali every number from 1 to 99 has its own word, and many are irregular: 29 is उनन्तीस, 45 is पैँतालीस, 48 is अठचालीस and 99 is उनान्सय. You cannot write "बीस नौ" for 29. This is where most handwritten mistakes happen, and why a tool that picks the right word helps.
Lakh/crore or million/billion?
On cheques drawn on banks in Nepal, write lakh and crore, the way the figure is grouped. For an invoice to an overseas client, million and billion are clearer:
The amount in words tool can switch between the two and between Title Case and UPPERCASE.
Tips for writing a cheque
- Start the words at the very left of the line and draw a line through the empty space after "Only".
- Make the words and the figure match exactly; if they differ, the bank may return the cheque.
- Write paisa only if the amount has paisa; for a round amount, "Rupees … Only" is enough.
- Use Nepali commas in the figure box (1,25,000), not international ones (125,000).
To make the bill itself, use the free invoice generator and copy the total in words from the amount tool. Remember that cash payments above Rs 25,000 have limits — see the cash payment limit.
Frequently asked questions
How do I write 1,50,000 in words?
In English it is "One Lakh Fifty Thousand Rupees Only", and in Nepali "एक लाख पचास हजार रुपैयाँ मात्र". The comma after the first digit shows the lakh group.
How many zeros are in one crore?
Seven. One crore is written 1,00,00,000 and equals 100 lakh, or ten million in the international system.
What comes after crore in Nepali?
Arab (अर्ब), which is 100 crore or one billion, and then kharab (खर्ब), which is 100 arab or one hundred billion.
Do I write "and" before paisa?
In English, yes: "Ten Rupees and Fifty Paisa Only". In Nepali no joining word is needed: "दश रुपैयाँ पचास पैसा मात्र".